What to do when you get into a traffic accident in China?

These quick stations are around the city as small crashes happen all the time

These quick stations are around the city as small crashes happen all the time

Getting into a traffic accident in China is a topic I wish I knew nothing about, but based on my quite resent experiences, I wrote a step by step guide for you. So here’s what to do if you are in a car crash in Guangzhou.

  1. Stop right there where the accident happened, don’t move your car or allow the other person to move theirs. Safely get out of your car and take photos of both of the cars and your surroundings. As changing lanes is when many accidents happen, take photos which show the location of both cars and the road markings. Is you car over a line or is theirs?
  2. If it was a major accident or there is any dispute between you two, don’t move the cards. Call a traffic police at 122 to come and settle it.
  3. If it was just a small crash and nothing too serious, head to the side of a road in a safe place to discuss it with the other person. Was it your fault? Then no need to call the police if you can settle the matter calmly. Was it their fault or not sure? Is the other person angry or trying to argue with you? Call the traffic police at 122 and let them decide whose fault it was. If you moved the cars, they will want to see the photos you took.
  4. Follow the traffic police’s instructions on how to continue. Call you insurance company and explain the situation to them. In small crashes or bumps where both cars can still continue driving, you can drive to a 快速理赔 (Quick claim settling station) to report the incident and get the correct documents for your insurance company.
  5. At the small station (just a hut usually) they will take photos of cars, you and your papers, then they will fill in report forms and give them to you for insurance purposes. You will also need those papers when you go and get your cars fixed.
  6. When both cars are fixed, all the documents has to be given to the one responsible so their insurance company can handle the paperwork. In my case the crash was my fault, so the other person sent their documents, I paid her and the insurance company will pay me back. Our car dealer shop, where we bought and fixed our car, will help us with all the paperwork.

Have you been in a traffic accident in China? Share your stories in the comments!